All Posts Tagged With: "Financial Plan"

Even the Rich Don’t Have Enough to Retire

December 26th, 2011 • • 0 comments • Related • Filed Under

According to a survey published by CNBC, even the rich do not have enough money to retire.  Granted, the people the article is labeling as rich, or more precisely affluent, do not necessarily have the kind of money that would allow a person to live on caviar and champagne.   They call affluent any American who has [...]

Real Estate Reaches Historical Fair Value

September 17th, 2011 • • 0 comments • Related • Filed Under

Real Estate prices have dropped by nearly a third in most metro areas in the US, with prices going back to 2002 levels.  Interest rates are at hitting record lows, and yet most buyers continue to be reluctant to buy real estate due to uncertainties in the job market, the overall economy, and the backlog [...]

The Role of Cash and Treasuries in Long-Term Investment Strategies

September 3rd, 2011 • • 0 comments • Related • Filed Under

It is very easy to get caught up in all the doom and gloom that we see every day in the media.  The 2000’s have not been very good for investors, and many people feel disillusioned with all forms of investments, from the stock market to real estate.  Some have sworn off these investment vehicles [...]

Why Taxing the Financially Successful Hurts the Working Class the Most

August 4th, 2011 • • 5 comments • Related • Filed Under

The heated debate about raising the debt ceiling has been very painful to watch.  This process has not yielded any political winners, but it has played an important role in making people realize the magnitude of the financial trouble the US is in and how dysfunctional our government really is.  The response from the markets [...]

Is Now a Good Time to Buy a House?

July 6th, 2011 • • 1 comment • Related • Filed Under

Many people are wondering if now is a good time to purchase a house. The answer may not be as straight forward as you may think, and for as much as this may frustrate you, this is another one of those questions in which the answer is a definite “it depends.”  It depends on who you ask, [...]

Financial Independence

April 7th, 2011 • • 0 comments • Related • Filed Under

Financial independence is one of the most desirable goals that is sought after by many people.  But what exactly does financial independence mean?  A common definition is that financial independence is the ability to maintain your current standard of living without depending on a job for income. Then, by definition, financial independence varies from person [...]

How to Deal With Financial Setbacks

February 3rd, 2011 • • 0 comments • Related • Filed Under

Even some of the richest and most successful people in the world have dealt with financial hardships.  You are probably familiar with the fact that after Steve Jobs left Apple Computers he sold all of his Apple stock and invested his fortune in Next.  But Next was not a financial success, and at one point [...]

How Much Money Do You Need to FEEL Rich?

September 9th, 2010 • • 1 comment • Related • Filed Under

Shortly after we published the article “How Much Money Do You Need to be Rich?” CNN Money came up with the article entitled “How Rich is Rich?”   While our article focused on the specific definition of being rich and had a data driven approach to the question of what it means to be rich, CNN [...]

Middle Class Status No Longer a Symbol of Success

April 12th, 2010 • • 1 comment • Related • Filed Under

According to a recent report from US News & World Report, in 2008 the 50% of Americans who are considered middle class had a median household income for a family of four of about $81,000.  The range was from $51,000 t o$123,000.  The report estimates these figures may have fallen 5 to 7 percent since [...]

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